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Monday, May 4, 2026

The Chevron lump sum is expected to decrease in June.

Wednesday, March 4, 2026

A slight increase in average rates means a small decrease in the Chevron lump sum.

Monday, January 26, 2026

Will your Chevron lump sum go up or down in March?

Thursday, October 23, 2025

Making the Most of Your Charitable Donations When you’re thinking about making charitable donations, the easiest thing to do is write a check to the charity of your choice – but that might not be the most efficient way to give. For a...

Friday, August 1, 2025

Interest rates decreased in June, but somehow the lump sum went down? Find out how this happens . . .

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Monday, June 2, 2025

Will your Chevron lump sum go up or down in July ?

Tuesday, May 6, 2025

History Doesn’t Repeat Itself, But It Sure Does Rhyme Investors have always had to navigate the unexpected. Here’s how to handle disruptions today and keep your plan on track for tomorrow.

Tuesday, May 6, 2025

2025 has definitely kept us on our toes with a new administration stepping in and the usual market shakeups that follow policy changes. It's easy to feel overwhelmed by all the noise and volatility...

Monday, May 5, 2025

Find out how movements in interest rates affect the Chevron lump sum in June.

Friday, May 2, 2025

As retirement approaches, many people wonder: Should I pay off my mortgage before I retire? Or more broadly, how should I manage debt in retirement? These are common questions we hear from clients at Baird Retirement Management. And...

Wednesday, February 19, 2025

It looks like another drop for the Chevron lump sum in May. Let us know how we can help you plan during this latest phase of EOIs.

Friday, February 7, 2025

Manufacturing, Indicators, January Effect, Attention, and Super Bowl Five for Friday - February 7,2025

Monday, January 27, 2025

This monthly newsletter aims to track the interest rates that calculate the lump sum in the Chevron Retirement Plan and give an estimate of how it might affect your retirement benefit. December Segment Rate Summary The segment rates...

Monday, January 13, 2025

Focus too much on day-to-day market performance and you could miss the larger trend. You can learn a lot about the stock market simply by observing its history. In fact, given that the future is unknowable, looking back to historical...

Monday, January 13, 2025

At Baird Retirement Management, second opinion meetings are meant to be a discovery process where we help you analyze your financial situation and identify any blind spots you may have. While that’s the general goal, no two experiences...

Tuesday, January 7, 2025

Your Planning Guide to 2025 Taxes The IRS recently released its inflation adjustments for 2025 related to personal income tax, retirement contributions, estate taxes, and Social Security benefits. While these changes won’t affect the...

Monday, December 23, 2024

Find out how the lump sum is moving as we approach the next round of EOIs.

Wednesday, December 11, 2024

Navigate Retirement with Confidence in a Changing World Place holder: Staying calm in uncertain markets is crucial for investors Our goal is to guide you through uncertainty with a financial plan tailored to your unique situation...

Wednesday, December 11, 2024

Preparing for Retirement in the Age of AI Place holder: Staying calm in uncertain markets is crucial for investors Our goal is to guide you through uncertainty with a financial plan tailored to your unique situation

Monday, November 25, 2024

Interest rates are up, but so is the January Chevron lump sum. Find out how your lump sum will be affected . . .

Thursday, October 31, 2024

With interest rates dropping in September, Chevron lump sums are looking larger in December.

Monday, September 23, 2024

The Chevron lump sum is going up for November retirees. Find out what this means for the rest of the year.

Tuesday, September 10, 2024

Just as many people have struggled to maintain a healthy weight, many people have also struggled to be successful savers. Taking inspiration from successful weight loss strategies, Greg applies them to spending.

Monday, August 19, 2024

Anyone who’s ever tried to read the IRS rules on practically anything knows they’re usually clear as mud. And such is the case with the final ruling on how the IRS will treat Inherited Traditional IRAs and Inherited Roth IRAs. It’s...

Monday, August 19, 2024

Rates are down. The lump sum is up. Find out what it means for your October Chevron lump sum and predictions on what will happen going forward.

Wednesday, August 7, 2024

When we think about hiring a financial advisor, often the benefits may include better returns, high quality decisions and a greater sense of comfort. While these are advantages, they might not be the most compelling. Instead, consider...

Friday, July 19, 2024

Is This Time Really Different? Our goal is to guide you through uncertain times with a well-constructed financial plan designed to weather all kinds of market environments.

Friday, July 19, 2024

The Temptation to Take Action Staying calm in uncertain markets is crucial for investors. Our goal is to guide you through uncertainty with a personalized financial plan tailored to your unique situation.

Friday, July 19, 2024

The Virtue of Staying the Course A well-constructed financial plan is designed to weather all kinds of market environments, from periods of sustained growth to times when the markets falter

Friday, July 19, 2024

Your Chevron lump sum will go down in September, but find out why this may bring higher lump sums later in the year.

Tuesday, June 25, 2024

As many Americans have come to learn in 2020, financial stress is inextricable from mental stress. A decline in our financial lives can lead to problems with our emotional health – and vice versa. The two are intertwined to the point...

Tuesday, June 25, 2024

We’d all love for our financial documents, information and passwords to be organized in a way where we can find what we need when we need it. But life can get busy, paperwork piles up and before you know it your financial...

Tuesday, June 25, 2024

You can’t open a financial app or read an article on retirement these days without seeing an ad for a financial plan. You enter some very basic financial data, click submit and see a result that tells you if you can retire or not. But...

Friday, June 21, 2024

This monthly newsletter aims to track the interest rates that calculate the lump sum in the Chevron Retirement Plan and give an estimate of how it might affect your retirement benefit.

Wednesday, May 22, 2024

This monthly newsletter aims to track the interest rates that calculate the lump sum in the Chevron Retirement Plan and give an estimate of how it might affect your retirement benefit. April Segment Rate Summary The segment rates for...

Monday, April 22, 2024

Uncertain market environments can create incredible opportunities to not only reassess your situation but also test your resilience as an investor. Here are four tips to help you survive and thrive in a volatile market.

Monday, April 22, 2024

Medicare Premiums: Why Income Matters As we grapple with the effects of COVID-19 has had on the economy and, specifically, the energy sector you may be considering what a transition to retirement or a different opportunity may look...

Monday, April 22, 2024

You are now hit with the realization that retirement has snuck up on you, that it is not a point in time but rather a new and exciting chapter in your life that will last another 20 to 40 years. This new chapter will require a new...

Thursday, April 18, 2024

Many of our oil, gas and defense retirees are faced with a decision regarding large company stock positions in their savings plans. One of the options available to employees is net unrealized appreciation(NUA). When utilizing NUA,...

Thursday, April 18, 2024

With the Fed manipulation of short-term interest rates, it is important for Chevron employees to understand how changes in rates will affect their lump sum. The lump sum calculation of the Chevron Retirement Plan (CRP) has many moving...

Thursday, April 18, 2024

This is a question we frequently get when meeting with Chevron employees. The answer is fairly simple, yet the implications of misunderstanding the difference could cost a retiree thousands in taxes at retirement. Chevron Common shares...

Wednesday, April 17, 2024

This monthly newsletter aims to track the interest rates that calculate the lump sum in the Chevron Retirement Plan and give an estimate of how it might affect your retirement benefit. March Segment Rate Summary The segment rates for...

Wednesday, April 17, 2024

For retirees who are charitably inclined or for whom gifts to charity are an integral part of their ongoing budget, age 70.5 remains a key milestone, even after the SECURE Act and the SECURE 2 Act shifted the Required Minimum...

Sunday, October 1, 2023

It’s no secret that 2022 was an abysmal market year that caught most people off-guard. Market events happen very quickly, and trying to respond to them tactically should be left up to the investing professionals.  But...

Tuesday, May 2, 2023

You may be thinking about retiring soon, but you are unsure where to start. Retirement can be confusing at times and will come with a range of questions, and the answers can vary depending on where you work. This is especially true in...

Tuesday, April 11, 2023

In retirement, what asset class we distribute from can make or break a portfolio. Retirement is not only about investing; it's also about spending. By accounting for worst-case scenarios, we can help the portfolio survive volatile times.

Tuesday, April 4, 2023

Asset location is also a large focus of our planning. Our goal is not only to guide you through periods of extreme volatility, but also to ensure that your portfolio is set up in the most tax-efficient manner possible.

Tuesday, April 4, 2023

No one has a crystal ball and sometimes retiring into a bear market is unavoidable. Our planning revolves around accounting for worst-case scenarios so the portfolio can successfully navigate volatile times.

Tuesday, February 28, 2023

Monte Carlo simulations are commonly used to predict retirement success by modeling many possible outcomes of a retirement plan. One drawback to this method is that the simulations are not always reliable, since they are based on...

Tuesday, January 24, 2023

Many Financial Advisors and other professionals in the money management space seem to have settled on the question of when to claim Social Security benefits: Later is always better, and if one can wait until age 70, this is best. From...

Wednesday, August 19, 2020

Any plan for bridging the gap between an early retirement and becoming eligible for Medicare at age 65 needs to include a discussion about COBRA health benefits. Legislators in Washington D.C. love a catchy acronym, and...

Friday, May 1, 2020

Medicare Premiums: Why Income Matters As we grapple with the effects of COVID-19 has had on the economy and, specifically, the energy sector you may be considering what a transition to retirement or a different opportunity may look...